Need an appraisal in Elko or Elko County?

The top reasons NV homeowners hire Morris Appraisals LLC:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to lower your mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a NV divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate

Need help determining the price of your home in or near Elko, NV?
Contact Morris Appraisals LLC.

We at Morris Appraisals LLC understand the individual needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Morris Appraisals LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

PMI Removal Appraisals

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you dismiss unneeded PMI insurance.

Challenge Elko county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties close by. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Morris Appraisals LLC is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Morris Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Morris Appraisals LLC can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.